HEALTHCARE YOU CAN
ACTUALLY USE

Health insurance is expensive. High-deductibles create a personal financial burden and can leave some employees functionally uninsured. Fundamental Care was designed as an alternative solution. The plans are high in potential coverage and include upfront, day-one benefits -- healthcare you can actually use.

Plan A

An employer-sponsored, level-funded, Limited-Day Health Plan for small employers and carve-out classes of larger employers. As a copay plan that pays at 100%, the plan limits the number of coverage days, but offers near-comprehensive coverage at 30-40% less than the cost of traditional high-deductible health plans.

Level-funded
Employer-sponsored requires 50% contribution  
ACA qualified MEC & MVP plans
Copay plan with no deductible and 100% coverage
Preventative, outpatient, inpatient, and prescription benefits
Benefits are limited by days – no dollar amount limits
Level funded with stop-loss insurance for excess claim risk protection and refund potential based on utilization

Plan B

Allows employers the ability to offer voluntary and affordable options to their uninsured, parttime, and hourly workers. The plans provides coverage for basic medical expenses and offers significantly more coverage than current Minimal Essential Coverage (MEC) plans.  

Fully-Insured
No Employer Contribution Required – Voluntary or Contributory
Available with and without ACA qualified MEC Plan
Fixed-Indemnity benefit for first dollar coverage
Preventative, outpatient, inpatient, and prescription benefits
Benefits are limited by dollar amounts
$10 Prepay for Doctor Visits & $0 Copay for Telehealth
 


Looking for Something
More Custom?

Every company is different. With many plans available, let us learn about you and your team so we can help build a custom plan with benefits your team needs. Let us do what we do best, so you can stay focused on what you do best.

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Looking for Something Different?

Check out a few examples of Level Funded Plan options. A variety of plan designs are available depending on your needs. Contact us to hear about other options.

Level Funded Plan A

A low deductible plan with 90% coinsurance. Preventative care is covered 100% with no deductible. Emergency services have a $250 copay, waived if the patient is admitted. Prescription drug copays start at $10 for generic and top out at $150 for Specialty Drugs

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Level Funded Plan B

A higher deductible plan with 90% coinsurance. Preventative care is covered 100% with no deductible. Emergency services have a $250 copay, waived if the patient is admitted. Prescription drug copays start at $10 for generic and top out at $150 for Specialty Drugs

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Level Funded Plan C

A low deductible, no coinsurance plan. Preventative care is covered 100% with no deductible. Emergency services have a $250 copay, waived if the patient is admitted. Prescription drug copays start at $10 for generic and top out at $150 for Specialty Drugs

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