Why Choose a Level-Funded Health Plan?

Level-Funded Plans give employers more control over their healthcare plans and costs, but with the added predictability and financial safety of fully insured plans.

Plan A

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A low deductible plan with 90% coinsurance. Preventative care is covered 100% with no deductible. Emergency services have a $250 copay, but that is waived if the patient is admitted. Prescription drug copays start at $10 for generic and top out at $150 for Specialty Drugs.

Deductible / Individual
$2500
Deductible / Family
$5000
Coinsurance
90%

Plan B

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A higher deductible plan with 90% coinsurance. Preventative care is covered 100% with no deductible. $250 Emergency Services copay, waived if patient is admitted. Prescription drug copays start at $10 for generic and top out at $150 for Specialty Drugs.

Deductible / Individual
$5000
Deductible / Family
$10000
Coinsurance
90%

Plan C

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A low deductible, no coinsurance plan. Preventative care is covered 100% with no deductible. $250 Emergency Services copay, waived if the patient is admitted. Prescription drug copays start at $10 for generic and top out at $150 for Specialty Drugs.

Deductible / Individual
$3000
Deductible / Family
$6000
Coinsurance
0%

Deductible Eliminator

Your cure for soaring out-of-pocket medical costs. As the cost of health care continues to rise, the impact of out-of-pocket expenses can be a financial burden. This is a supplemental insurance plan to help offset those costs.

Lower Out-of-Pocket Medical Costs

The Deductible Eliminator covers you virtually everywhere you go for care, including the emergency department, urgent care, physician’s office, an inpatient hospital, outpatient facilities, diagnostic facilities and independent labs.

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Looking for Something
More Custom?

Every company is different. With many plans available, let us learn about you and your team so we can help build a custom plan with benefits your team needs. Let us do what we do best, so you can stay focused on what you do best.

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Looking for Something Different?

Check out a few examples of Fundamental Care Plan options. A variety of plan designs are available depending on your needs. Contact us to hear about other options.

Plan A

As a copay plan that pays at 100%, the plan limits the number of coverage days, but offers near-comprehensive coverage at 30-40% less than the cost of traditional high-deductible health plans.

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Plan B

Preventative, outpatient, inpatient, and prescription benefits with no employer contribution required.

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